Flat Branch Home Loans

About Us

With over 9 years of experience in the mortgage industry, Emily Machetta is passionate about helping families achieve the dream of homeownership. As a Senior Mortgage Banker with Flat Branch Home Loans, she specializes in Native American home loans, manufactured housing, and proudly serves veterans and military families. Emily is also a Homes for Heroes mortgage specialist, giving back to community heroes—including firefighters, EMS, law enforcement, healthcare professionals, teachers, and veterans—by providing meaningful savings when they buy, sell, or refinance a home. Known for her expertise, passion, and dedication, Emily takes pride in making the loan process smooth and stress-free. She combines her knowledge with a heart for service, ensuring every client feels valued and supported throughout their journey. Whether you’re a first-time homebuyer, refinancing, or looking for specialized loan programs, Emily Machetta is committed to guiding you every step of the way.

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